Financial Services Regulation
Financial services and credit licensing, regulatory obligations, product distribution and regulatory engagement.
Independent specialist legal & regulatory advisory
Deep regulatory expertise.
Commercial perspective.
Combining deep regulatory expertise with commercial insight to help financial institutions, international banks and technology businesses navigate regulation, develop products, enter markets and pursue new opportunities.
Explore our expertise ↗Financial services regulation / Payments & fintech / Credit & lending / Cross-border banking
The firm
Specialist insight.
Senior-level advice.
BZY Law is a boutique legal practice focused on the regulatory and commercial challenges facing Australia's financial services industry.
Led by Yechiel Belfer, the practice brings together more than two decades of experience across leading law firms, banking and senior in-house fintech leadership. BZY Law combines the technical rigour of specialist legal counsel with the commercial perspective of senior in-house leadership. We work alongside clients not only to identify regulatory requirements, but to develop practical strategies, navigate complex decisions and achieve commercial objectives.
Our expertise
Focused where it matters.
From specialist legal advice to strategic regulatory and commercial advisory, we help clients structure businesses, develop financial products, engage regulators and make informed decisions.
Payments & Fintech
Payment systems, acquiring, stored value, remittances, digital payments and emerging payment models.
Consumer & Commercial Credit
Consumer lending, BNPL, vehicle finance, commercial credit and comprehensive lending documentation.
Financial Product Development
End-to-end legal support for financial product design, contractual frameworks, distribution and launch.
AML/CTF & Compliance
Financial crime regulatory obligations, compliance frameworks and regulatory risk management.
Strategic Regulatory & Commercial Advisory
Regulatory strategy, market entry, business model structuring, product development, commercial decision-making and engagement with ASIC, APRA, AUSTRAC and other regulators.
Cross-Border Banking & Market Entry
Advising international banking institutions and global technology companies on how their activities are regulated in Australia, applicable legal obligations, market entry, expansion and ongoing regulatory compliance. Explore this practice →
Principal
Yechiel Belfer
Principal · Financial Services Regulatory Lawyer
Yechiel has more than 20 years' experience advising financial institutions, payments businesses, lenders and fintechs, including international banking institutions and global technology companies entering or expanding in Australia. His background includes partnership at Dentons, Special Counsel at Baker McKenzie and senior regulatory legal leadership at Airwallex, alongside earlier roles at ANZ, King & Wood Mallesons and MinterEllison.
We have alliances with leading lawyers outside our areas of direct expertise.
Former Roles
Partner · Dentons
Senior Director, Regulatory Legal (ANZ) · Airwallex
Special Counsel · Baker McKenzie, KWM
Senior Associate · MinterEllison
Experience across private practice, banking and fintech
Enquire about working together ↗Experience & capabilities
Across the regulatory landscape.
A selection of experience and capabilities developed by the principal in previous professional roles. Individual matters are identified where appropriate; broader descriptions illustrate areas of advisory experience.
Payments & financial technology
Payments regulation and infrastructure
Advisory experience across payment systems, merchant acquiring, stored-value facilities, remittances, cross-border payments and the regulatory frameworks governing new payment models.
International banking & technology
Cross-border banking and Australian market entry
Advising international banking institutions and global technology companies on the Australian regulatory perimeter, licensing obligations, compliance requirements and expansion into Australia. Learn more →
Regulatory advisory
Licensing, compliance and regulator engagement
Experience advising on financial services and credit licensing, regulatory strategy, compliance frameworks and engagement with ASIC, APRA and AUSTRAC.
Consumer & commercial credit
Automotive finance documentation
Developed a comprehensive suite of consumer and business vehicle finance documents across multiple lending products and platforms for finance arm of global car manufacturer.
Product development & distribution
Solar finance and BNPL
Advised on a solar energy financing and BNPL program under the new regulatory regime, including customer contracts, distribution arrangements and regulatory requirements.
Financial crime & risk
AML/CTF and regulatory obligations
Advisory experience concerning AML/CTF obligations, financial crime compliance and practical regulatory risk management for financial services businesses.
Professional recognition
2026 FinalistLawyers Weekly Partner of the Year Awards
Get in touch
Let's discuss your next challenge.
Specialist legal expertise and strategic regulatory and commercial advisory for financial services businesses.
yechiel.belfer@bzylaw.com+61 413 044 048
Melbourne, Australia